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Financing & Rebates for Your Home Comfort Projects

Making Plumbing, Heating & Cooling Upgrades Affordable

Home upgrades shouldn’t wait for your budget to catch up. Whether you’re replacing a broken water heater, updating an old boiler or investing in a modern heat-pump system, the cost can feel overwhelming.

At Minuteman Plumbing, Heating & Cooling, we believe in giving homeowners in the Greater Boston and South Shore areas access to reliable, energy-efficient comfort without a hefty upfront bill.

That’s why we partner with trusted lending institutions and leverage Mass Save® incentives to offer flexible financing options. These programs make it possible to spread payments over time, reduce interest charges and even qualify for generous rebates on qualifying equipment

Why Finance Your HVAC or Plumbing Project?

Financing allows you to tackle necessary upgrades now and pay for them over time. Benefits include:

1

Immediate comfort without the wait

Don’t put off an essential repair or replacement because of cost. Financing lets you replace a failing boiler, install central air, or upgrade to a tankless water heater right away.

2

Keep more cash on hand

Avoid large upfront expenses and spread your payments over time with affordable monthly options that fit your budget.

3

Upgrade to efficiency and savings

Energy-efficient systems can lower your utility bills every month. Financing and rebates make it easy to start saving sooner.

4

Flexible options to fit your budget

Choose from low-interest or same-as-cash plans to make your project more affordable and stress-free.

Still not sure?

Our team can walk you through financing options and help choose the solution that's right for you and your home.

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Financing Options from GreenSky
Finance Your Project
Plan 2613
Plan 2602
Plan 1519
Plan 2740
*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

What our customers say

Mass Save® HEAT Loan

The Mass Save® HEAT Loan Program provides 0% interest financing for qualified Massachusetts homeowners who make energy-efficient improvement. As a participant you may qualify for loans ranging from $500 up to $25,000 with terms up to seven years.

Eligible projects include:

• Heat Pumps (Ductless Mini Splits)
• Heat-Pump Water Heaters

Mass Save® HEAT Rebates

In addition to the HEAT Loan, Mass Save® offers rebates up to $10,000 for installations like whole-home heat pumps. These incentives help lower the initial investment and improve your home’s long-term energy efficiency.

To apply:

1

Confirm eligibility

Visit the Mass Save® eligibility page to see if your household qualifies for rebates. Homeowners who pay their electric bill to Eversource or National Grid may be eligible.

2

Contact a Participating Contractor

Contact a participating contractor (that’s us!) and request a proposal. Approved improvements should not begin until you receive authorization from a participating lender.

3

Contractor Applies for Rebate

Work with a HEAT loan administrator to complete your loan application.

3

Installation

We apply for the rebate on your behalf so you don’t have to worry about the forms or submissions.

4

Claim Federal Tax Credit

After installation, you may also be eligible for a federal tax credit of up to $2,000 when filing your annual income tax return.

Want to learn more about Mass Save?

Call now or book an appointment for a free assessment!

How Minuteman Makes It Easy?

Navigating financing and rebate programs can feel complicated, but we can help point you in the right direction.We can guide you through available options like Mass Save®, assist with paperwork coordination, and help ensure you’re set up for success.
When you work with Minuteman you get:
1

Personalized guidance

We assess your home’s needs and match you with the most advantageous program.
2

Thorough proposals

Our licensed technicians will inspect your system and provide a detailed quote so you know exactly what to expect.
3

Start-to-finish support

From application to final inspection, we’ll keep you informed and if eligible, we ensure all Mass Save® requirements are met.
Ultimately there are thousands of dollars in potential savings available. Let us answer your questions, explore different scenarios and schedule your free evaluation today.
FAQ

Frequently Asked Questions

Still have questions?

Contact Us
Who qualifies for Mass Save® financing?
Do I need a home energy assessment?
Can I finance plumbing repairs?
What if my project isn’t eligible?

Join the Minuteman Service Membership Plan

Financing helps you upgrade your equipment, but ongoing maintenance keeps it running efficiently for years. Our Minuteman Service Membership Plan delivers comprehensive benefits all year round.